Typically, your first step is to meet with us to fill out some basic paperwork. This paperwork is used to determine your credit status and the steps you will need to take so that you can purchase your home within the 1-3 year timeframe.

Once approved, you will determine whether you want a Build to Suit Home or one of our Ready Available Homes. We will work with you and introduce you to Credit Repair Specialists and Mortgage Brokers that are familiar with what we do and will help you purchase a home.

Many lenders consider the execution of the Option Agreement as a refinance loan rather than a purchase loan. A refinance loan usually has more liberal underwriting criterion than a purchase loan. Therefore, refinance loans are easier to qualify, also increased equity may be considered in the loan to value consideration.